Insurance

Comprehensive advice on Insurance and Reinsurance, from a multidisciplinary perspective that allows us to offer a comprehensive service in relation to all legal implications (Labor and Tax, Corporate, M&A, Data Protection, Regulatory and Litigation, Procedural, Competition Law , Infrastructures and litigation).

Advice on the Purchase and Sale processes of the Insurance Entities, including the drafting of contracts, review and negotiation of the same, as well as their adaptation to the applicable regulations and legal assistance in the administrative authorization files.

Advice on the design and execution of corporate and financing operations with observance of all areas involved (labour, procedural, tax, corporate, competition law and data protection, administrative law).

Advice on the operations of acquisition and sale of corporate entities (Insurers and Reinsurers), mergers and divisions and their liquidation.

Advice and design in insurance Portfolio Assignment operations, both nationally and internationally, in all phases of the process, including the drafting and negotiation of legal documents and assignment contracts, as well as in the processing of the necessary administrative authorizations , until it is obtained.

Comprehensive advice in all branches of insurance in terms of banking-insurance alliances, as well as in mediation agreements, with identification of the ideal mediator in each case, drafting of contracts in the different operations with the agents involved (banking insurance operators, insurance agents, insurance and reinsurance brokers).

Advice to credit institutions and insurance companies (agreements between the two for the joint marketing of products).

Advice on complex reinsurance operations (monetization of the VIF of life-risk portfolios and life-savings operations) and the legal structure of reinsurance companies, including drafting of reinsurance contracts and analysis and observance of all legal implications and tax, with adaptation to the regulatory framework.

Advice on pre-litigation and contentious matters in complex claims and accidents.

Advice on the drafting and design of pension plans and funds and mediation of private insurance.

Advice on insurance and reinsurance contracts including "Unit linked" insurance and payment protection modalities, Insurtech and new digital developments.

Advice on regulatory matters of insurance and pension plans and funds, as well as on the drafting of the regulation and supervision and presentation of queries to the regulatory body; requirements to act in Spain and Portugal, transnational structures and freedom to provide services.

Assistance in authorization procedures and disciplinary proceedings.

Advice on the Design of products, mediation and distribution and adaptation to the regulatory framework in its different areas (corporate governance, consumer protection, compliance obligations, solvency requirements, etc.).

Advice on tax and corporate matters in relation to insurance and pension products offered by insurers, management of pension funds; suitability of financial assets for the investment of technical provisions.

Advice on the negotiation of insurance contracts for the coverage of large risks.